There are different reasons why a payment failure issue might occur when buying a high-priced product.
Based on web search results, some of them are:
1. The card issuer declines the payment due to various factors, such as incorrect card information, insufficient funds, expired card, fraud prevention, etc.
2. The payment service provider blocks the payment due to invalid API calls or technical errors.
3. The customer’s bank or network has a limit on the amount or frequency of transactions that can be made with the card.
To solve the issue, you can try the following steps:
1. Check if your card information is correct and up-to-date.
2. Contact your card issuer for more details about the decline reason and how to resolve it.
3. Use a different payment method or card if possible.
4. Retry the payment after some time or contact the merchant for assistance.
I hope this helps.